North Carolina residents do you need AD&D (Accidental Death & Accidental Dismemberment) insurance coverage? Designed to help you pay unexpected medical costs related to an accidental injury. Cash benefits are paid directly to you regardless of other insurance. You never know when you or someone in your family will get hurt in an accident. When it happens, you could end up with several medical bills. Even if you have health insurance, the extras from an accidental injury can still take a lot out of your pocket. If you’re hurt in an accident, Accident SafeGuard is designed to help by paying you cash benefits for your medical bills. Ideal for individuals or families.
Accidental Death (within 30 days resulting from accidental injury)
- Plan A: $100,000
- Plan B: $150,000
- Plan C: $200,000
Accidental Dismemberment (dismemberment within 30 days of accident)
- 5% to 100% of Accidental Death benefit
Accidental Injuries Coverage
- Diagnostic: CT, EKG, or MRI
- Hospital Emergency Room Visit
- Office Visit, Initial
- Office Visit, Follow-up
- Physical Therapy
- Urgent Care Center
EDM Insurance can provide you with a wide array of choices from some of the top insurance carriers.
Health insurance is important for many reasons. It helps pay for medical bills and prescription drugs, which can be very expensive. It also helps you avoid large medical debt and provides a cap on the most you could spend on health care each year. Health insurance covers essential health benefits critical to maintaining your health and treating illness and accidents. It protects you from unexpected, high medical costs. You pay less for covered in-network health care, even before you meet your deductible. Enrolling in high-quality health insurance can help you avoid large medical bills that can cause financial hardship and even medical bankruptcy.